Terms Of Use

These terms and conditions, together with our Privacy Policy govern your use of integratedloans.com (“Integrated Loans”). By using these web sites (collectively called the “Service”), you consent and agree to these terms and conditions.

Use of RSS Feeds

RSS (really simple syndication) service is a means by which Integrated Loans (Integrated Loans) offers feeds of story headlines in XML format (“RSS Content”) to visitors to integratedloans.com who use RSS aggregators. These Terms of Use govern your use of the RSS service.

(a) Our RSS Feed

RSS is a free service offered by iLounge to individuals for private, non-commercial use.. Please do not implement our RSS feed on a web site. Any other uses, including without limitation the incorporation of advertising into or the placement of advertising associated with or targeted towards the RSS Content, are strictly prohibited. You must use the RSS feeds as provided by iLounge, and you may not edit or modify the text, content or links supplied by iLounge. To request permission for a particular use not permitted by these Terms of Use, please email Integrated Loans.

(b) Link to Content Pages

The RSS service may be used only with those platforms from which a functional link is made available that, when accessed, takes the viewer directly to the display of the full article on the Integrated Loans Site. You may not display the RSS Content in a manner that does not permit successful linking to, redirection to or delivery of the applicable Integrated Loans site web page (No frames, lightbox style pop-ups or iframes.). You may not insert any intermediate page, splash page or other content between the RSS link and the applicable Integrated Loans Site web page.

(c) Ownership/Attribution

Integrated Loans retains all ownership and other rights in the RSS Content, and any and all Integrated Loans logos and trademarks used in connection with the RSS Service. You must provide attribution to the appropriate Integrated Loans website in connection with your use of the RSS feeds. Attribution must appear in the form of Source: Integrated Loans or an appropriate Integrated Loans website logo. If you provide this attribution using a graphic, you must use the appropriate Integrated Loans website’s logo available upon request.

(d) Right to Discontinue Feeds

Integrated Loans reserves the right to discontinue providing any or all of the RSS feeds at any time and to require you to cease displaying, distributing or otherwise using any or all of the RSS feeds for any reason including, without limitation, your violation of any provision of these Terms of Use. Integrated Loans assumes no liability for any of your activities in connection with the RSS feeds or for your use of the RSS feeds in connection with your website.


Integrated Loans, integratedloans.com, “Integrated Loans” the name and its Services are protected by Copyright as a collective work and/or compilation. Information, compilations of information, graphics and other material (“Content”) of the Service is copyright integratedloans.com ©2001 – 2019 Cellularize, Inc. Unless otherwise explicitly stated by Integrated Loans, you may copy the Content only for your own personal use, provided that you maintain all copyrights and other notices that are contained in the Content, but you may not otherwise download or store Content. Except as allowed by copyright laws, no copying, storage, publication, or redistribution of any Content is permitted without the express written permission of Cellularize, Inc.

Claims of Copyright Infringement

If you believe that this site contains material which infringes upon your copyrighted work, please submit the following information to our designated copyright agent: Christian Stogner, Email

  • A physical or electronic signature of the person authorized to act on behalf of the copyright owner;
  • A description of the copyrighted work that you claim has been infringed upon;
  • A description of the location on this site of the work that you claim infringes the copyrighted work;
  • Your contact information, including address, telephone number and e-mail address;
  • A statement that you have a good faith belief that the use of the alleged infringing material is not authorized by the copyright owner, its agent or the law; and
  • A statement by you, made under penalty of perjury, that the information submitted above is accurate and that you are either the copyright owner or authorized to act on the copyright owner’s behalf.

Submit the information above to the following designated copyright agent:
Name: Christian Stogner

This contact information is only for reporting copyright infringement. Contact information for other matters is provided elsewhere on this site.

Correspondence received and Communication

Integrated Loans reserves the right to use as it sees fit any and all information or correspondence sent to it or its current or future Services via email, letters, phone, or any electronic or other means of communication. You acknowledge that any communication with or transmission to Integrated Loans may be intercepted or read by others and is not confidential. No fiduciary relationship exists between you and iLounge.

You represent, warrant, and covenant that you shall not upload, post, distribute or transmit through iLounge any information that (i) restricts or inhibits any other user from using or enjoying Integrated Loans, (ii) in Integrated Loans’ discretion is unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, or indecent, (iii) constitutes or encourages conduct that would constitute a criminal offense, give rise to civil liability or violate the law, (iv) violates, plagiarizes, or infringes on the rights of third parties, (v) contains a computer virus or other harmful component, or (vi) constitutes or contains false or misleading indications of origin or statements of fact.

Disclaimer; No Warranty

Integrated Loans makes no representations or warranties as to the accuracy of the Content. Integrated Loans is not liable for omissions or typographical errors contained in the Content. You acknowledge that any reliance upon any Content shall be at your own risk. If a party for whom Content has been published discovers an error or omission in the Content, it is that party’s obligation to notify Integrated Loans of the error or omission; however, Integrated Loans does not warrant that such error or omission will be corrected.

All transactions made based on information from the Service are solely between you and the Vendor. Your sole rights and remedies shall be against the Vendor. By using the Service, you acknowledge and agree that Integrated Loans has no liability for any cost, damage, or harm, directly or indirectly, in connection with the delivery, failure to deliver, performance, quality, or any other aspect of any products or services ordered or attempted to be ordered via information from the Service.

You agree to indemnify, defend, and hold harmless Integrated Loans and any of its officers, owners, agents, employees, affiliates, licensors, and licensees from and against any and all liability and costs, including, without limitation, regulatory penalties, attorneys’ fees, and costs incurred in connection with any claim arising our of your use of the Service or any breach by you of these Terms and Conditions. Integrated Loans reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any matter related hereto without the written consent of Integrated Loans.

Integrated Loans shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use the Service. Integrated Loans does not warrant that the Service will be uninterrupted, error free, or virus free; nor does Integrated Loans make any warranty as to the results to be obtained from use of the Service or its Content. The Service and its Content are distributed on an “as is, as available” basis. Integrated Loans MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESSED OF IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some states do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the above limitations or exclusions may or may not apply to you. In such states, the liability of iLounge shall be limited to the greatest extent permitted by law. You expressly agree that the entire risk as to the quality and performance of the Service and the accuracy or completeness of the content is assumed solely by you.

External sites

Integrated Loans is not responsible for the availability of, or the content located on or through, any external site referenced on its Services or in its communications. You should contact the site administrator of those external sites if you have any concerns regarding the content located on them. Links to and from Integrated Loans and its sites do not constitute an endorsement by Integrated Loans of any third party products or services.


Integrated Loans may change, suspend or discontinue all or any aspect of the Service at any time, including the availability of any database, feature, or content, without prior notice or liability. Integrated Loans reserves the right, at its discretion, to change or modify all or any part of these Terms and Conditions at any time. Please review these Terms and Conditions from time to time to ensure that you are aware of any changes.

Acceptance; Miscellaneous

Your continued use of the Service constitutes your binding acceptance of these terms and conditions, including any changes or modifications made by Integrated Loans. If at any time these Terms and Conditions are not acceptable to you, you should immediately cease use of the Service.

If for any reason a court of competent jurisdiction finds any provision or portion of these Terms and Conditions to be unenforceable, that provision shall be enforced to the maximum extent permissible to further the intent of these Terms and Conditions, and the remainder of the Terms and Conditions shall continue in full force and effect.

These Terms and Conditions, together with the Privacy Policy, constitute the entire agreement between you and Integrated Loans with respect to your use of the Service. Any cause of action you may have with respect to your use of the Service must be commenced with one (1) year after the claim or cause of action arises.